The perils of insurance fraud
Fairs, events, and performances often require commercial general liability coverage from their vendors and performers. A friendly reminder that events/venues do send us your submitted certificates to verify that you have insurance. If it's found that you do not have insurance and you have submitted a doctored certificate, you could be charged with insurance fraud.
Committing insurance fraud means that not only will you not be able to obtain insurance in the future, but you also run the risk of
What is performer insurance, and why do I need it?
Are you a professional performer? Do you have insurance? If the answer to the first question is yes, and the answer to the last question is no, this information is for you! You may ask yourself, "Why do I need performers insurance?" Well, we are here to give you a few reasons why.
What exactly is performers insurance? Performers insurance, or a Commercial General Liability (CGL) policy, covers claims that could possibly come about from your performance or operations during an event you're at
What is an additional insured?
You’ve booked the gig, received your contract, and notice the event/venue wants to be listed as an additional insured on your policy. Some may simply say they want to be added or named on your insurance. It's important to remember you are covered regardless of an additional certificate (COI), and not all events/venues require them. So what does a COI actually do?
A COI gives the event/venue protection under your policy if something arising from your operations on their property leads to a claim