Inland Marine coverage will cover your business personal property (equipment and costumes) and goods for damage or theft while stored, in transit to a show, or while at a show. This option is available per policy period. You can add this coverage at any time, but the coverage will end on your general liability policy expiration date.

A 100% Coinsurance clause applies to this coverage (in order for a loss to be fully paid, 100% of the value of the rented equipment must be insured).

Many school systems require that you carry Sexual Abuse and Molestation (SAM) coverage in addition to your general liability coverage before permitting you on school grounds. We offer two different coverage limits:

Option 1: Valid in all 50 states, Canada, and US-owned territories

This coverage follows your general liability dates and cannot be prorated. If you currently have an active policy and are interested in adding this coverage, please call the office. Payment is accepted via credit/debit card or check.

Some venues, especially malls, require data breach liability coverage. We offer this as an optional coverage on our Vendor policy. Two coverage limits are available.

This coverage follows your general liability dates and cannot be prorated. If you currently have an active policy and are interested in adding this coverage, please call the office. Payment is accepted via credit/debit card or check.

Equipment Leased or Rented coverage insures mobile equipment you rent, borrow, or lease from others in case it’s vandalized, stolen, lost, or damaged. Equipment rental companies will want to see your certificate of insurance that lists them as a loss payee to ensure your lease from them is covered while their equipment is in your care, custody, and control. (This coverage does not insure your equipment that you rent to others; it only insures equipment that you rent from others.)

Coverage and deductibles depend on your policy’s start date. For coverage beginning before 6/1/25, there is a $500 deductible for a loss caused by fire; a $1,000 deductible for a loss caused by theft, malicious mischief, or vandalism; and a $1,000 deductible for any other loss. For coverage beginning 6/1/25 or after, there is no coverage for wind or theft and a $2,500 deductible for all other covered losses.

A 100% Coinsurance clause applies to this coverage (in order for a loss to be fully paid, 100% of the value of the rented equipment must be insured).