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Libby Ulm • April 2023 • performer insurance, professional performer, commercial general liability coverage, assistant coverage

Assistant, who?

From a magician's assistant to a fire safety, we're here to help define what an assistant is...at least when it comes to your SIA Commercial General Liability (CGL) policy!

The duties of the entertainer's assistant(s) can be as follows: Works with the insured for set-up and tear down, helps with the planning and organization of a show or booking, works with contracts, coordinates permits and requesting additional insured certificates, handles prop changes during the show, assists with crowd

Ariel Begley • March 2023 • performer insurance, professional performer, commercial general liability coverage, exclusions, pyrotechnics and fireworks

Pyrotechnics and fireworks exclusion on the performer policy

The performer policy has an exclusion for pyrotechnics and fireworks. While it's easy to grasp what fireworks are, defining pyrotechnics is a bit trickier.

For the purpose of the performer insurance policy, our carrier defines a pyrotechnic substance as a substance or mixture of substances designed to produce an additional effect by heat, light, sound, gas, smoke, or a combination of these (beyond simply fueling for a fire performance). It's usually contained in a machine but may also be

Libby Ulm • February 2023 • event planner insurance, commercial general liability coverage, mpep

Event planner insurance vs. event insurance

SIA's newest insurance program covers groups of select performers, as well as businesses that fall under categories of Music, Photos, and Event Planners (MPEP). Today, we're discussing event planner insurance. Insurance for an event planner isn't for someone putting on an event, but rather someone who is booking talent/groups/individuals for events. The MPEP program provides event planner insurance to protect against third-party bodily injury and medical claims, property damage to a venue or

Libby Ulm • December 2022 • commercial general liability coverage, performer insurance, professional performer, vendor insurance, food truck insurance

Why do I need an insurance policy?

Maybe you've been in the industry for many years, maybe this is all new to you, but you may find yourself asking...Why insurance? Why now? Maybe you're even asking yourself "What is a Commercial General Liability policy?"

In the past few years across the industry, we've experienced more and more events/venues cracking down on insurance requirements to help better protect themselves from certain liabilities. This is where a Commercial General Liability (CGL) policy comes into play! The

Libby Ulm • November 2022 • cyber liability, commercial general liability coverage, vendor insurance, business insurance

The importance of Cyber Liability coverage

Unfortunately, with the trend of integrating business and the Internet continually rising, the more prone you may become to being involved with a data breach. A data breach is when a customer's data that's stored, such as contact information or credit card details, is stolen or taken from a system without the knowledge of the system's owner. No matter how many protocols are put into place regarding cybersecurity, unauthorized use of stored data is a problem, and your business can be held

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