The importance of Cyber Liability coverage
Unfortunately, with the trend of integrating business and the Internet continually rising, the more prone you may become to being involved with a data breach. A data breach is when a customer's data that's stored, such as contact information or credit card details, is stolen or taken from a system without the knowledge of the system's owner. No matter how many protocols are put into place regarding cybersecurity, unauthorized use of stored data is a problem, and your business can be held
The dos and don'ts of certificate requests
Stuck with a pesky certificate request? Not sure where to start? Look no further, we're here to help! Below you will find step-by-step instructions and tips to guide you through submitting an approved event/venue which does not need any changes, an approved event that needs changes made, and how to create a new/unapproved certificate for an event/venue.
Pro tip: After a certificate is submitted, you can't go back into the request to make a change. However, if you need to make a change, we
What you need to know to be in the know about insurance!
Below you will find some frequently asked questions about our policies! Have a question about your policy you don't see below? Please contact our office by emailing info@specialtyinsuranceagency.com or calling our office at 715-246-8908.
- Can I add an individual as additionally insured? No, only an event or venue may be listed as additionally insured. However, if you are performing or vending on private property, you can list "Property of" and then the individual's name. If you have any
The perils of insurance fraud
Fairs, events, and performances often require commercial general liability coverage from their vendors and performers. A friendly reminder that events/venues do send us your submitted certificates to verify that you have insurance. If it's found that you do not have insurance and you have submitted a doctored certificate, you could be charged with insurance fraud.
Committing insurance fraud means that not only will you not be able to obtain insurance in the future, but you also run the risk
What is an additional insured?
You’ve booked the gig, you receive your contract, and you read that the event/venue where you’ll be wants to be listed as additional insured on your policy. Some events/venues might even simply ask that you “add” them to your policy.
So what does this mean? The place where you are performing (or selling your wares/services in the case of our vendors) wants to be protected in case something arises out of your operations while on their property. By adding an event/venue as an additional insured
