
Fire Performance Safety 101
There are four essential safety rules to follow for any fire performance:
1) ALWAYS have a dedicated fire safety (or safeties).
- Your fire safety/safeties should be equipped with the appropriate materials to put out flames (e.g. duvetyne fire blanket, damp cotton towel, fire extinguisher, etc.) and wear fire-safe attire.
- During the performance, fire safeties should be exclusively focused on maintaining the safety of performer(s), audience members, and the premises.
- Fire safeties should be

Sexual Abuse and Molestation (SAM) Coverage
Sexual Abuse and Molestation (SAM) coverage is typically requested for those performing or vending at schools or malls. There may also be other events/venues that require SAM coverage. This coverage doesn't protect you against a claim for abusing or molesting someone, but rather if you're left in charge of a group of minors and something happens between them. When performing or vending for a group of minors, we suggest asking the venue to also have an employee or staff member be present at all

How to protect your business personal property
From unexpected damages to stolen items, Inland Marine (business personal property) coverage is here to protect you, or rather, your things! Inland Marine (IM) can cover items like equipment, costumes, or goods for damage or theft while in storage, in transit to/from a show, and while at a show.
SIA’s base policy is a Commercial General Liability (CGL) policy which protects you if someone gets hurt because of you/your business, from any property damage that could arise from you being at an

Assistant, who?
From a magician's assistant to a fire safety, we're here to help define what an assistant is...at least when it comes to your SIA Commercial General Liability (CGL) policy!
The duties of the entertainer's assistant(s) can be as follows: Works with the insured for set-up and tear down, helps with the planning and organization of a show or booking, works with contracts, coordinates permits and requesting additional insured certificates, handles prop changes during the show, assists with crowd

Pyrotechnics and fireworks exclusion on the performer policy
The performer policy has an exclusion for pyrotechnics and fireworks. While it's easy to grasp what fireworks are, defining pyrotechnics is a bit trickier.
For the purpose of the performer insurance policy, our carrier defines a pyrotechnic substance as a substance or mixture of substances designed to produce an additional effect by heat, light, sound, gas, smoke, or a combination of these (beyond simply fueling for a fire performance). It's usually contained in a machine but may also be