Specialty Insurance Agency is now servicing a new program for Music, Photography, and Event Planners (MPEP). MPEP provides Commercial General Liability policies, Professional Liability (photographers and videographers only), and Inland Marine coverage (covers your business personal property while in storage, in transit, or at a show). Eligible groups that qualify for this new program include:

• Disc Jockeys
• Bands / Musicians / Singers
• Photographers
• Videographers
• Event / Wedding planners
• Officiants
• Inflatable movie screens
• Select groups of entertainers of two or more of the following:
  • Airbrush and glitter tattoo artists
  • Authors
  • Balloon twisters
  • Caricature artists
  • Children's entertainers
  • Clowns
  • Costume characters
  • Dancers
  • Emcees
  • Face and body painters
  • Henna / Jageu design artists
  • Hula hoop performers
  • Human statues
  • Jugglers
  • Mermaids
  • Mimes
  • Pirates
  • Public speakers
  • Puppeteers
  • Santas
  • Storytellers
  • Ventriloquists

The MPEP policy differs from our performer policy because it covers the business as a whole instead of just yourself. For example, if you have a band, and your drummer's drumstick flies into the crowd and pokes someone in the eye, under the MPEP policy that could be eligible for a covered claim. However, under the individual performer policy, if the drummer is not the named insured on the policy, the claim would be denied (unless all members of the band held an individual performer policy with us). 

Not sure which policy is the best fit for you? Check out our comparison chart here! Sole proprietors in the groups listed above should check out our Performer Insurance program.