Specialty Insurance Agency Blog

Below you will find some frequently asked questions about our policies! Have a question about your policy you don't see below? Please contact our office by emailing info@specialtyinsuranceagency.com or calling our office at 715-246-8908.

1. Can I add an individual as additionally insured? No, only an event or venue may be listed as additionally insured. However, if you are performing or vending on private property, you can list "Property of" and then the individual's name. If you have any questions about filling out the certificate request form, please call our office at 715-246-8908 or

Specialty Insurance Agency is now servicing a new program for Music, Photography, and Event Planners (MPEP). MPEP provides Commercial General Liability policies, Professional Liability (photographers and videographers only), and Inland Marine coverage (covers your business personal property while in storage, in transit, or at a show). Eligible groups that qualify for this new program include:

• Disc Jockeys
• Bands / Musicians / Singers
• Photographers
• Videographers
• Event / Wedding planners
• Officiants
• Inflatable movie screens
• Select groups of entertainers of two or more of the

Fairs, events, and performances often require commercial general liability coverage from their vendors and performers. A friendly reminder that events/venues do send us your submitted certificates to verify that you have insurance. If it's found that you do not have insurance and you have submitted a doctored certificate, you could be charged with insurance fraud.

Committing insurance fraud means that not only will you not be able to obtain insurance in the future, but you also run the risk of losing your career (no insurance means no bookings). We, as an insurance agency, are obligated to

Are you a professional performer? Do you have insurance? If the answer to the first question is yes, and the answer to the last question is no, this information is for you! You may ask yourself, "Why do I need performers insurance?" Well, we are here to give you a few reasons why.

What exactly is performers insurance? Performers insurance, or a Commercial General Liability (CGL) policy, covers claims that could possibly come about from your performance or operations during an event you're at. This coverage is an important component of your business and is designed to protect your financial