Putting a little MPEP in our step!

Specialty Insurance Agency is now servicing a new program for Music, Photography, and Event Planners (MPEP). MPEP provides Commercial General Liability policies, Professional Liability (photographers and videographers only), and Inland Marine coverage (covers your business personal property while in storage, in transit, or at a show). Eligible groups that qualify for this new program include:

• Disc Jockeys
• Bands / Musicians / Singers
• Photographers
• Videographers
• Event / Wedding planners

The perils of insurance fraud

Fairs, events, and performances often require commercial general liability coverage from their vendors and performers. A friendly reminder that events/venues do send us your submitted certificates to verify that you have insurance. If it's found that you do not have insurance and you have submitted a doctored certificate, you could be charged with insurance fraud.

Committing insurance fraud means that not only will you not be able to obtain insurance in the future, but you also run the risk

What is performer insurance, and why do I need it?

Are you a professional performer? Do you have insurance? If the answer to the first question is yes, and the answer to the last question is no, this information is for you! You may ask yourself, "Why do I need performers insurance?" Well, we are here to give you a few reasons why.

What exactly is performers insurance? Performers insurance, or a Commercial General Liability (CGL) policy, covers claims that could possibly come about from your performance or operations during an event you're at

What is an additional insured?

You’ve booked the gig, you receive your contract, and you read that the event/venue where you’ll be wants to be listed as additional insured on your policy. Some events/venues might even simply ask that you “add” them to your policy.

So what does this mean? The place where you are performing (or selling your wares/services in the case of our vendors) wants to be protected in case something arises out of your operations while on their property. By adding an event/venue as an additional insured