How to protect your business personal property

From unexpected damages to stolen items, Inland Marine (business personal property) coverage is here to protect you, or rather, your things! Inland Marine (IM) can cover items like equipment, costumes, or goods for damage or theft while in storage, in transit to/from a show, and while at a show. 

SIA’s base policy is a Commercial General Liability (CGL) policy which protects you if someone gets hurt because of you/your business, from any property damage that could arise from you being at an

Online sales for mobile vendors

Are you a mobile vendor who also has an online store? The SIA Mobile Vendor Policy can cover you for both your temporary space and your online store (as long as you're not only doing online sales)! Your business' annual gross revenue must not exceed $500,000.

For example, Susan travels to Renaissance festivals throughout the Midwest with her business, Fluttering Fairy Wings. While at the festivals, she sells fairy wings for humans and pets of all sizes! When Susan is not on the road, she

Assistant, who?

From a magician's assistant to a fire safety, we're here to help define what an assistant is...at least when it comes to your SIA Commercial General Liability (CGL) policy!

The duties of the entertainer's assistant(s) can be as follows: Works with the insured for set-up and tear down, helps with the planning and organization of a show or booking, works with contracts, coordinates permits and requesting additional insured certificates, handles prop changes during the show, assists with crowd

Pyrotechnics and fireworks exclusion on the performer policy

The performer policy has an exclusion for pyrotechnics and fireworks. While it's easy to grasp what fireworks are, defining pyrotechnics is a bit trickier.

For the purpose of the performer insurance policy, our carrier defines a pyrotechnic substance as a substance or mixture of substances designed to produce an additional effect by heat, light, sound, gas, smoke, or a combination of these (beyond simply fueling for a fire performance). It's usually contained in a machine but may also be

Event planner insurance

SIA's newest insurance program covers groups of select performers, as well as businesses that fall under categories of Music, Photos, and Event Planners (MPEP). Insurance for an event planner isn't for someone putting on an event, but rather someone who is booking talent/groups/individuals for events. Event producers run events. Event planners and booking managers hire for events. We insure event planners/booking managers, but not event producers under MPEP. This program provides event planner